Time is Critical: Don’t Lose Your Right to Compensation

After a car accident, time might feel like it's standing still — but the law is already ticking. If you wait too long, you could lose your right to recover compensation altogether. Here's what you need to know:

1. You Generally Have 2 Years to File a Claim

Under Ontario’s Limitations Act, you generally have two years from the date you knew or reasonably should have known that:

• You were injured
• Someone else’s negligence caused your injury
• Taking legal action was appropriate

This is called the “discoverability rule.” If you miss this window, your claim could be denied — no matter how serious your injuries are.

2. Hurt on City Property? Act Even Faster

If your accident involved municipal property — such as icy sidewalks, potholes, or poorly maintained roads — the timeline is much shorter:

• You must provide written notice to the municipality within just 10 days of the incident.

3. Special Rules for Minors and Incapacitated Individuals

• For minors, the 2-year clock doesn’t start until they turn 18 — unless a litigation guardian is appointed sooner.
• If someone is mentally incapable, the deadline is paused while the incapacity continues.
  

Every day you wait increases the risk of missed evidence, faded memories, and lost opportunities. At Auger Hollingsworth, we help you understand your legal timeline and act quickly to protect your claim. Contact us today for a free initial consultation to get the help you need filing a personal injury claim.