Eligibility for Long Term Disability Benefits

Eligibility depends on the definition of “disability” in your policy. Most policies require medical evidence that shows you cannot perform the duties of your job for the first two years of disability. After twenty-four months, you may need to prove that you cannot perform the tasks of any job suited to your experience and education.

You will need:

• Medical reports from doctors or specialists
• Diagnostic proof such as X-rays or MRIs
• A detailed statement showing why you cannot work

Meeting insurance company deadlines and requirements is critical. Missing even one step can lead to denial. Working with a disability lawyer helps you avoid these pitfalls.

Take the first step toward the recovery and compensation you deserve. Contact us today for a free, no-obligation strategy session to get the help you need filing a long term disability benefit claim.